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Auto Loans

There are lots of places to turn for car loans, but only one where your interests come first, and that's your credit union. We combine competitive rates with flexible terms to help put the car you want within reach. Refinancing is available, as are preapproved loans. Applying for loan pre-approval before you go shopping will enable you to know how much buying power you have and can also save you time.

In addition to auto loans, DCTFCU makes loans for trucks, boats and airplanes.

See our current rates.

Need help purchasing your next vehicle? Check out our car buyer’s guide, Driving Needs.

To apply for an auto loan, print out the application, complete it and return it to the credit union in person, by fax or by mail with your two most recent pay stubs as proof of income. Be sure to check "Auto" as Type of Loan.

Use our Loan Calculator to see how much your payments would be on a loan or how much you can borrow at a certain payment amount.

Use our Loan Comparison Calculator to compare interest rates and loan amounts. Increase the rates incrementally and see what your payments would be for different loan amounts.

Other Resources You Should Know About Our credit union participates in two great programs for car buyers:

ABCD Buyers Club
Through free seminars and personal consultations, ABCD helps you through the entire car buying process. Their advisors can help you determine a fair purchase price for any vehicle you're interested in as well as the trade-in value of your current vehicle. They also get our members price breaks at certain dealerships.


Enterprise Car Sales tries to make buying a vehicle as enjoyable as owning one. They sell well-maintained former rental cars in a variety of makes and models - foreign and domestic - between 1 and 3 years old. Every one of them comes with a 12-month/12,000-mile extended service agreement.

Find certified used cars nationwide with Enterprise Car Sales' used car finder.

United Buying Service
Since 1967 United Buying Service has been dedicated to providing savings in vehicle purchases for buyers from Northern Virginia to Baltimore! We remain committed to benefit our car-buying members.  This dedication and single-mindedness has led to tens of thousands of happy UBS customers who have saved time and money while purchasing their vehicle.

D.C. Teachers Federal Credit Union has established relationships with third-party companies like ABCD, Enterprise and United Buying Service to provide services to DCTFCU members. While we do our best to choose these companies based on the quality of their services, we are not responsible for their services. If any problems arise with goods or services delivered by third parties, you will need to address your concerns directly to that third-party company.


Recommended Reading:
After-Market Aggravation
Should You Buy or Lease?
Buying a Used Car
Choosing the Right Car for You
How to Cut Your Insurance Costs
How to Take a Test Drive
Preparing Your Trade-In for Top Dollar
Safety - You Asked for It
Using Home Equity for a Tax Deductible Auto Loan
When 1.9% Sounds Too Good to Be True


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