Share Certificates

Our Share Certificates offer you maximum security for a minimum deposit of as little as $500. Terms range from 6 months to 5 years. The yields are consistently higher than those offered by competing financial institutions. While there is a penalty for early withdrawal, it is not as substantial as those charged elsewhere.

You may begin your share certificate by transferring funds from another DCTFCU account or by transferring funds from another financial institution. Of course, you may mail or bring your deposit in person to the credit union.

To open a new share certificate by transferring funds from an existing DCTFCU account, you may call the credit union or print out this form and return it to the credit union in person, by fax or by mail.

To open a new share certificate by transferring funds from an account at another financial institution, simply print out this form, complete it and mail, fax or bring it to the credit union in person. We will take care of the transfer for you and open your certificate account.

See our current rates.

Use our Savings Calculator to find out how much interest you can earn on a Share Certificate.

Account Terms, Disclosures & Agreements