It can be pretty hard to come up
with the money for your Christmas shopping (and, for some, holiday
travel expenses) all at once. A lot of smart DCTFCU members save
for the big day all year long through our Christmas Club. And, with
payroll deduction and direct
deposit, it couldn't be easier! (You can make your deposits
in person or by mail, too, of course.) You can open a Christmas
Club Account at anytime of the year. Your deposits to the account
over the course of the year will need to total at least $100.
A check for the amount you've saved plus dividends
will be mailed to you by October 15th. Checks are mailed to the
address on file; be sure yours is correct. If you prefer, your holiday
savings can be transferred directly into your DCTFCU share draft
account or share account.
Here's what you'll save over
26 paydays - not counting dividends:
At $5 a payday - you'll save
At $10 a payday - you'll save $260.
At $15 a payday - you'll save $390.
At $20 a payday - you'll save $520.
At $25 a payday - you'll save $650.
Use our Savings
Calculator to find out what your total savings with the dividends
Christmas Club Accounts are automatically renewed
each year. To increase the amount of your deduction from your paycheck,
you must complete new payroll allotment forms. Forms are available
at the credit union.
See our current rates.
Print out this application
for a Christmas Club account and return it to the credit union
in person, by mail or by fax. Be sure to indicate the amount of
your payroll deduction to be credited to this account each payday.
See our current service charges
Account Terms, Disclosures