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What’s New?

Online Banking, Data Security & You!

Online banking has grown rapidly into a major new way to bank. Some surveys show that more people prefer to bank online than in the traditional ways. This phenomenal growth has been accompanied by increases in the safety and security measures undertaken by financial institutions and their customers. But cyber-criminals are always looking for new ways to electronically break into the credit union and steal your money.

Learn more about Online Banking Security.


Is Your Financial House in Order?

Looking to pay off high-rate credit cards or consolidate a growing stack of bills? The solution could be in the equity of your home. We’ve got new lower rates and higher limits that can save you even more.

  • Home Equity Loans for as low as 4.75% APR*
  • Borrow up to $350‚000**
  • Home Equity Lines of Credit for as low as Prime +1% APR%*
  • Borrow up to $125‚000**
  • Finance up to 80% of your equity
  • Interest may be tax-deductible; ask your personal tax advisor

Request our Home Equity Kit with application by calling 202-547-4800‚ or email our loan department at info@dctfcu.org.

*APR = Annual Percentage Rate. All rates are stated as APR. Home Equity Loan rate is fixed for the entire loan term and all funds are disbursed at once. HELOC is a replenishing line of credit with a variable rate based on The Wall Street Journal Prime +1%‚ published the first business day of each month. Prime as of 11/18/13 is 3.25%. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.

**Maximum loan amounts vary depending upon loan-to-value ratio.

Visit our New Location

DCTFCU is celebrating 75 years with a Gift for You!

Times have been tough‚ but you have an opportunity to ease your monthly outlay of funds.

Get a bill consolidation loan. Turn all those monthly payments into just one lower payment to your credit union. You—ll pay less in interest charges‚ too. This loan offers you a “gift” of a great rate… as low as 7.5% APR to commemorate our 75th anniversary!*


  • Borrow up to $16‚000.
  • Terms up to 60 months.
  • Use payroll deduction for easy automatic repayment.
  • Rates as low as 7.5% APR!
Time to Transfer!
Now’s the time to transfer any bank loans you may have to your credit union. Everyone knows credit unions are better than banks when it comes to everything from rates and fees to service satisfaction. Plus‚ we’ve been here for 75 years— and thatís something to celebrate!

Call‚ stop by or apply online today!

*APR = annual percentage rate. Other rates and terms available. Your rate may vary based on credit history.

Auto Loans as low as 1.99% APR*.

Our low Auto Loan rates mean a lower monthly payment for you. Rates are now as low as 1.99% APR* for terms up to 60 months and 2.09% APR* for terms up to 72 months. Get 100% financing and a budget-friendly payment‚ too. Love your car‚ but not your too-high payment? Refinance with us for a better deal!

Great Deals, Apply for Financing Today!

Get pre-approved for your auto loan and shop with the confidence of cash in hand. You’ll find the application on our website. Print‚ complete and return it to us.

Apply Online | Check Rates

*APR = annual percentage rate. Loan rates are based on an evaluation of each memberís credit history, so your rate may vary. Sample payment for a $20,000 loan for 60 months borrowed at 1.99% APR is $161.76 biweekly or $350.49 monthly. Financing of taxes, tags and extended warranty is subject to approval.

We’ve Got Money To Lend You! Get Visa

For purchases with just a swipe‚ use plastic. It’s easier than carrying cash. We have two options to choose from. Both are better than the rest!

Unsecured Visa:

  • As low as 13.5% APR*
  • High credit maximum up to $6‚500
Secure Visa:
  • low 11% APR*
  • High credit maximum up to $15‚000
Is it Time to Consolidate? Our personal loan is the perfect choice.
  • Rates are now as low as 10.25% APR*
  • Borrow up to $16‚000
  • Turn many monthly bills into just one

Apply Online | Check Rates

*APR = annual percentage rate.

We've Upgraded Our Online Security

It's now even safer to process transactions on our website!
That’s because we've upgraded our online security to incorporate Multi-Factor Authentication methods. When you log in, there is a new set of steps to verify your identity. This new process makes it more difficult for unauthorized access to your personal information and you don’t have to install any software.

The major change is the addition of “challenge questions”, a personal identity code and use of an electronic keypad to enter your pin. We recommend that you do not save the information on the PC you regularly use to connect to us; this will prevent anyone that has access to your PC from logging on to your account. It’s simple to set up, and more importantly, it better protects your information!

View the following demos:

All D.C. Teachers Federal Credit Union Online Banking users must convert to this login process. Click here to download instructions.

If you have any questions please contact our Member Service Center at 202-547-4800.

Protect Yourself From Phishing Scams

Phishing is a new type of identity theft that occurs online. Phishers send emails that appear to come from reputable sources, such as financial institutions or credit card companies. They tell you to click on an icon or link to be directed to the institution’s website.

The phony webpage or pop-up window directs you to type in personal information, such as your account number, password or Social Security number. If you provide this information, it goes directly to the crooks—not to the company with whom you transact business.

Click here for more information on phishing.

A New Financial Tool from Our School Box

  The DCTFCU Visa Check Card

It's the easier way to pay. Use your check card for gas, groceries, dining and entertainment, online shopping or to withdraw quick cash from an ATM. Funds come directly out of your checking account.

Apply for your card today!

Our Skip-A-Payment program lets members choose one month to skip their monthly loan payment. Keep the cash for some other purpose!
      Learn more about the Skip-A-Payment program.
      Request your Skip-A-Payment today!

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    Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government - National Credit Union Administration, a U.S. Government Agency