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What’s New?

Special Six Flags Discounts for DCTFCU Members!

  • One Day Admission Only $38.50 +TAX
  • 2016 Season Pass $61.99 +TAX

Special Value Days:
March 25-April 17‚ May 7-15‚ June 11-19‚ October 1-16‚ August 8-16‚ 2016 and Fright Fest Fridays and Sundays only. ONLY $31.00 +Tax

Special Value Days:
Dinner with a Ghoul October 8th‚ 15th‚ 22nd and 29th ONLY $41.00 +tax

PASSWORD: Sixflags1 (Password Is Case Sensitive)


Beware of ATM Skimming Device Fraud

FICO Card Alert Service has recently seen a significant increase in skimming device fraud perpetrated at convenience store ATMs nationwide. The typical ATM skimmer is a device smaller than a deck of cards that fits over the existing card reader on the ATM. Most of the time‚ the thieves will also place a hidden camera somewhere in the vicinity with a view of the number pad in order to record personal-identification-numbers.

Protect yourself every time you use an ATM with these steps:

  • Avoid suspicious or unfamiliar terminals wherever possible.
  • Cover the PIN Pad when you enter your PIN to shield it from hidden cameras.
  • Look for bulky ATM components or any parts that are not fully attached before inserting your card.
  • Report any concern about the ATM or your transaction immediately to the credit union or ATM owner.

The best way to protect your accounts is to monitor them frequently. D.C. Teachers’ Federal Credit Union offers Online Banking to assist you in monitoring your account activity from fraud. Call us at 202-547-4800 ext 592 to learn.

We’ve Got The Missing Piece Of YOUR Puzzle!

Would finding the right piece put you in good shape financially?

  • Home Equity Loans and Lines of Credit provide cash for any purpose at all. Rates as low as Prime + 1% APR.*
  • New and Used Auto Loans will put you on the road in style. Rates as low as 1.99% APR.*
  • Personal Loans can also be used for any purpose with just your signature as collateral. Rates as low as 7.50% APR.*
  • Visa Credit Cards give you secure purchasing power at home and when you travel. Rates as low as 13.50% APR.*

We’ve got a loan that’s the perfect fit for your needs now. Call‚ stop by or visit our website for more information and to apply.

*APR = annual percentage rate. All rates are based on creditworthiness and not all borrowers will qualify for the lowest rate. Home Equity loan rates are fixed for the term and funds are disbursed one time. HELOC is a variable rate‚ replenishing line with rates as low as Wall Street Journal Prime + 1%. Other restrictions and conditions may apply. New and Used Vehicle loans are available for 100% of purchase price plus taxes and tags. Sample payment for $20‚000 borrowed for 60 months at 1.99% APR is $161.76 biweekly or $350.49 monthly. Personal Loans are available up to a maximum of $16‚000. Sample payment at 8.75% for 60 months is $326.43/$16‚000 borrowed. Visa Classic and Secured Credit Card programs are available. Maximum credit for Classic unsecured is $7‚500.

Discount Tickets for DCTFCU Members to Kings Dominion & Six Flags!

Kings Dominion

Click on the link below to get your discount tickets to Kings Dominion. Use the following UN & PW.

Username: KDDCTFCU
Password: KDDCTFCU


Six Flags

Click here for discount ticket options.

Online Banking, Data Security & You!

Online banking has grown rapidly into a major new way to bank. Some surveys show that more people prefer to bank online than in the traditional ways. This phenomenal growth has been accompanied by increases in the safety and security measures undertaken by financial institutions and their customers. But cyber-criminals are always looking for new ways to electronically break into the credit union and steal your money.

Learn more about Online Banking Security.

Need extra cash for the Holidays?
Get a Holiday Loan!

Here’s a special holiday gift you can give yourself. Borrow up to $3‚000.00 for gifts‚ entertainment‚ holiday travel and more. You’ll love our rate. At a low 7.5% APR*‚ even credit cards and store accounts can’t beat it. With low monthly payments of just $8.68/$100 borrowed‚ you can choose a loan amount to perfectly fit your budget. Borrow the maximum $3‚000 and repay just $260.27 monthly.

Get ready for the holidays! Stop by a branch‚ call us or print out the application now. Greet the holidays with a jingle!

*APR= annual percentage rate. Your rate may vary based on credit history. Other rates and terms available; ask for details.

Is Your Financial House in Order?

Looking to pay off high-rate credit cards or consolidate a growing stack of bills? The solution could be in the equity of your home. We’ve got new lower rates and higher limits that can save you even more.

  • Home Equity Loans for as low as 4.75% APR*
  • Borrow up to $350‚000**
  • Home Equity Lines of Credit for as low as Prime +1% APR%*
  • Borrow up to $125‚000**
  • Finance up to 80% of your equity
  • Interest may be tax-deductible; ask your personal tax advisor

Request our Home Equity Kit with application by calling 202-547-4800‚ or email our loan department at info@dctfcu.org.

*APR = Annual Percentage Rate. All rates are stated as APR. Home Equity Loan rate is fixed for the entire loan term and all funds are disbursed at once. HELOC is a replenishing line of credit with a variable rate based on The Wall Street Journal Prime +1%‚ published the first business day of each month. Prime as of 11/18/13 is 3.25%. Rates are based on creditworthiness and not all borrowers will qualify for the lowest rate.

**Maximum loan amounts vary depending upon loan-to-value ratio.

Visit our New Location

DCTFCU is celebrating 75 years with a Gift for You!

Times have been tough‚ but you have an opportunity to ease your monthly outlay of funds.

Get a bill consolidation loan. Turn all those monthly payments into just one lower payment to your credit union. You—ll pay less in interest charges‚ too. This loan offers you a “gift” of a great rate… as low as 7.5% APR to commemorate our 75th anniversary!*


  • Borrow up to $16‚000.
  • Terms up to 60 months.
  • Use payroll deduction for easy automatic repayment.
  • Rates as low as 7.5% APR!
Time to Transfer!
Now’s the time to transfer any bank loans you may have to your credit union. Everyone knows credit unions are better than banks when it comes to everything from rates and fees to service satisfaction. Plus‚ we’ve been here for 75 years— and thatís something to celebrate!

Call‚ stop by or apply online today!

*APR = annual percentage rate. Other rates and terms available. Your rate may vary based on credit history.

Auto Loans as low as 1.99% APR*.

Our low Auto Loan rates mean a lower monthly payment for you. Rates are now as low as 1.99% APR* for terms up to 60 months and 2.09% APR* for terms up to 72 months. Get 100% financing and a budget-friendly payment‚ too. Love your car‚ but not your too-high payment? Refinance with us for a better deal!

Great Deals, Apply for Financing Today!

Get pre-approved for your auto loan and shop with the confidence of cash in hand. You’ll find the application on our website. Print‚ complete and return it to us.

Apply Online | Check Rates

*APR = annual percentage rate. Loan rates are based on an evaluation of each memberís credit history, so your rate may vary. Sample payment for a $20,000 loan for 60 months borrowed at 1.99% APR is $161.76 biweekly or $350.49 monthly. Financing of taxes, tags and extended warranty is subject to approval.

We’ve Got Money To Lend You! Get Visa

For purchases with just a swipe‚ use plastic. It’s easier than carrying cash. We have two options to choose from. Both are better than the rest!

Unsecured Visa:

  • As low as 13.5% APR*
  • High credit maximum up to $6‚500
Secure Visa:
  • low 11% APR*
  • High credit maximum up to $15‚000
Is it Time to Consolidate? Our personal loan is the perfect choice.
  • Rates are now as low as 10.25% APR*
  • Borrow up to $16‚000
  • Turn many monthly bills into just one

Apply Online | Check Rates

*APR = annual percentage rate.

Identity Theft

WASHINGTON—Following 330‚000 complaints last year from consumers who were victims of identity theft‚ the Federal Trade Commission has launched website that not only helps consumers report this crime‚ but also recover from it.

The FTC has introduced IdentityTheft.gov‚ a website that in addition to accepting fraud reports‚ provides an interactive checklist that walks people through the recovery process and helps them understand which recovery steps should be taken upon learning their identity has been stolen‚ the FTC explained in a release.

The site also provides sample letters and other resources. In addition‚ the site offers specialized tips for specific forms of identity theft‚ including tax-related and medical identity theft. The site shares advice for people who have been notified that their personal information was exposed in a data breach. Identity theft has been the top consumer complaint reported to the FTC for the past 15 years.

We’ve Upgraded Our Online Security

It’s now even safer to process transactions on our website!
That’s because we’ve upgraded our online security to incorporate Multi-Factor Authentication methods. When you log in‚ there is a new set of steps to verify your identity. This new process makes it more difficult for unauthorized access to your personal information and you don’t have to install any software.

The major change is the addition of “challenge questions”‚ a personal identity code and use of an electronic keypad to enter your pin. We recommend that you do not save the information on the PC you regularly use to connect to us; this will prevent anyone that has access to your PC from logging on to your account. It’s simple to set up‚ and more importantly‚ it better protects your information!

View the following demos:

All D.C. Teachers Federal Credit Union Online Banking users must convert to this login process. Click here to download instructions.

If you have any questions please contact our Member Service Center at 202-547-4800.

Protect Yourself From Phishing Scams

Phishing is a new type of identity theft that occurs online. Phishers send emails that appear to come from reputable sources, such as financial institutions or credit card companies. They tell you to click on an icon or link to be directed to the institution’s website.

The phony webpage or pop-up window directs you to type in personal information‚ such as your account number‚ password or Social Security number. If you provide this information‚ it goes directly to the crooks—not to the company with whom you transact business.

Click here for more information on phishing.

A New Financial Tool from Our School Box

  The DCTFCU Visa Check Card

It’s the easier way to pay. Use your check card for gas‚, groceries‚ dining and entertainment‚ online shopping or to withdraw quick cash from an ATM. Funds come directly out of your checking account.

Apply for your card today!

Our Skip-A-Payment program lets members choose one month to skip their monthly loan payment. Keep the cash for some other purpose!
      Learn more about the Skip-A-Payment program.
      Request your Skip-A-Payment today!

Account Terms, Disclosures & Agreements


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    Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government - National Credit Union Administration, a U.S. Government Agency