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Savings Accounts Rates

Rates Effective July 22, 2014 through July 28, 2014

Savings Rates | Certificate Rates | Loan Rates | Fees

Type of Account
Min. Balance
Dividend
APY*
Shares (Savings)
$50.00 - $49,999.99
.05-.10%
.05-.10%
Shares (Savings)
$50,000 and above
.15-.20%
.15-.20%
Share Draft Checking
None
None
None
IRA Shares
$500.00 - $49,999.99
.20%
.20%
$50,000.00 - Maximum
.25%
.25%
Christmas Clubs
None
0.00%
0.00%
Money Markets
 
 
$2,500.00 - $19,999.99
$20,000.00 - $49,999.99
50,000 – Maximum
0.05%
0.10%
0.20%
0.05%
0.10%
0.20%


Rates are variable and are determined at the discretion of the Board of Directors. Therefore‚ the Dividend Rate and Annual Percentage Yield are subject to change. Dividend Rates and APYs shown were offered within the effective dates shown above. Please call the Credit Union to obtain current rate information. Fees may reduce earnings.

Dividends are calculated on the daily balance and accrue from day of deposit to day of withdrawal.

Dividends are compounded quarterly and paid quarterly on the last day of the dividend period. Accrued dividends will be paid at account closing.

Dividends are paid from current income and available earnings‚ after required transfers to reserves at the end of a dividend period.

Share and IRA Certificates automatically renew with notice at least 30 days prior to maturity. There is a penalty for early withdrawal; IRS may impose penalties for early withdrawal from IRAs. Certain fees and charges may apply to your account.

DR= Dividend Rate
APY= Annual Percentage Yield
APR= Annual Percentage Rate


 

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