Regular Share Accounts

To join D.C. Teachers Federal Credit Union, you must open a Regular Share Account. The minimum initial deposit is $50 (plus a $5 membership fee).

Dividends are paid on a tiered basis: higher balances earn a higher dividend. So the more you save, the more you earn!

See our current rates.

Since you don't have to commit to a deposit term, your Regular Share Account funds are always available to you. However, you must keep at least $50 in the account at all times to remain a member of the Credit Union. If you have an outstanding loan balance, you cannot withdraw that $50 and discontinue your membership until you've paid your loan balance in full.

Use our Savings Calculator to find out what your dividend earnings will be over a specified period of time or the amount you have to deposit today to have a targeted amount in the future.

Use our College Savings Calculator to find out whether you're saving enough for your child's college education.

Use our Retirement Savings Calculator to find out whether you're saving enough for retirement.

Membership Application

Return the completed form, copy of a photo ID (for example, a valid drivers license), proof of eligibility for membership and your deposit in person or by mail.

Employees of DCPS and UDC may submit a copy of their school ID. Students may submit a copy of their current validated school ID or registration form. Persons eligible through family membership should submit name and telephone number of sponsoring member.

See our current service charges

Account Terms, Disclosures & Agreements