Here's what makes our Visa card better than the
A low rate, which is fixed, not variable
A low annual fee
15-day interest free grace period
Secured Visa also available for those who prefer it and those rebuilding
You can use our Visa card for more than purchases.
You can also use it at thousands of Visa network ATM terminals for
quick cash. (The interest rate for cash advances is the same as
the rate for purchases.)
To apply for
a Visa Classic credit card, print out the loan application.
Complete it and return it to the credit union in person, by fax
or by mail with your two most recent pay stubs as proof of income.
Be sure to check "Visa" as Type of Loan.
other credit card and store balances to your credit union Visa,
print out this form, complete it and return it to the credit union
in person, by fax or by mail. We will create a cash advance on your
Visa account an pay the accounts as noted.
Make your Visa credit card payment online through
Sign up today!
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Things You Should Know About the D.C.Teachers FCU Visa Classic Credit
Percentage Rate for purchases, Balance Transfers and Cash Advances
APR SECURED: 11.00%
Period for Purchases
||Charges are due and payable upon receipt of the periodic statement and must be paid no later than 15 days after receipt of such statement.
of computing repayment of balances for purchases
Daily Balance (Including new purchases)
of computing repayment of balances for cash advances and balance
charges accrue from date of advance or
first day in billing cycle in which the cash advance
is posted to the account, whichever is later.
Fee for Purchases
Fee for Balance Transfers and Cash Advances
after 15 days
is accurate as of April 1, 2006
Terms, Disclosures & Agreements